Archive for November, 2009
Relocation and Moving Tips in the Carlsbad, San Marcos, Oceanside California areas
Wednesday, November 18th, 2009Want the secret to an easy move? Whether you’re relocating just around the corner, renting a moving truck or are packing up the family for cross-country relocation, you’ll get the tips you need to survive. Here are some great moving tips to save you time and money.
The key is to stay organized, so check out moving checklists online to help you with your move to the Carlsbad, San Marcos, Oceanside California areas. Make a list of questions to ask for either your local moving truck rental business or decide if you need to go with actually hiring a moving company.
Experts in the moving and storage industry say that, you should plan six to eight weeks in advance to book a reputable moving company. Finding that reputable company can be a challenge, however, and a little research should be done before you entrust all of your worldly possessions to professional care. Check out listings online of moving companies that allow you to compare movers and interview moving companies to find just the right one. On interstate moves, charges are based on the weight of the items to be moved, the distance to be moved, packing, and other services. Get two or three estimates well in advance of your move. Be sure to check with the Better Business Bureau about any moving company you are considering.
Renting a moving vehicle or a portable on demand moving crate can be your best and easiest option to make sure your stuff gets moved to the new place the way you want them to. If you choose to rent a moving vehicle, you can rent it the day of the move or the day before. If you really want a lot of time to make sure you can arrange your furniture and household goods in your moving vehicle, then you might consider an on demand storage unit. These units get delivered to your driveway and you have as long as you need to fill it up. Then, when it is full, you call the company and they will come and pick the container up and deliver it to storage or to your new home.
No matter which moving option you choose, you will make things a lot easier on yourself if you weed out all the “stuff” that you haven’t used in a long time and donate it or throw it out. Start packing the items you want to keep but don’t use everyday away well before the moving day. Think about this tip: get wardrobe boxes to pack clothes. By simply hanging clothes inside these boxes, you’ll save time both packing and unpacking.
Facing relocation can be scary. Let your Real Estate agent, Roger Lee, ease the pain with packing tips, relocation advice and moving companies that specialize in relocation near and far.
Credit After Foreclosure, Bankruptcy, or Short Sale
Saturday, November 7th, 2009One of the concerns a consumer has after experiencing a bankruptcy, foreclosure, or short sale (referred to as a “preforeclosure sale” by Fannie Mae) is the ability to obtain credit to purchase another home. Fannie Mae has updated its credit guidelines. This legal article summarizes those guidelines in Part I. In addition, since lenders use FICO scores in order to determine the creditworthiness of a borrower, this article covers the impact of a bankruptcy, foreclosure or short sale on FICO scores in Part II.
I. Fannie Mae Credit Guidelines
Great New for San Diego Buyers! Federal Tax Credit ($8000 First Time Home Buyers Credit) Extended through April 30, 2010.
Friday, November 6th, 2009The federal tax credit will be extended through April 30, 2010, with a 60-day extension if a binding contract is in place prior to the deadline.
Following the Senate’s favorable vote yesterday, the U.S. House of Representatives just voted 403 to 12 to extend the home buyer tax credit, expanding the parameters to include existing homeowners and not just first-time buyers. As you may know, C.A.R. and our partners at NAR have worked for months urging Congress and the Senate to extend and expand this crucial piece of legislation. We expect President Obama to sign the legislation in short order.